The biggest challenge in getting any business off the ground is start-up cost. A camera would be a good start. The problem is that the majority of professional quality cameras start at about $1,800. Why that might not sound like a lot. That's just the camera body and does not include any lenses you will need. The lenses you will need to start can vary in price range, but a good start would be around $500.00. This would be the bare necessities to get started. Flash equipment and off camera lighting are a need, but not from the start. You can work on building up your equipment as you grow.
Setting up a home office is very important. This is where you will keep tracking of your clients as well as other important paperwork. For tax purposes you will need to keep all of your receipts. A home office provides a centralized location to keep it all together. It also provides you a place to edit your photos and meet potential clients. I will get into editing your photos a little bit later.
You will need to apply for a business license. Check the area you are in to see if a business license is even required. It's not really difficult to get one and in most cases can be done online. You just have to make sure that if you shoot a wedding in another city or state to obtain a business license in those locations as well. It gives you credibility as well as protects you from fines if you are caught doing business without a license.
You will need to open up a business checking and savings account at a bank. It's best to keep your personal and business accounts separate. For one it makes it difficult to keep up with personal and business expenditures. It also can cause major headaches if a tax audit is accessed against your business. The fees are usually minimal so that shouldn't discourage you from opening one up. Shop around and see if the banks have free business checking or some other programs for small businesses.
You will need to obtain insurance. This will cover you from any liability and malpractice suits. Malpractice would come from a client suing you for not full filling your obligations. Liability will protect you from any damage that may occur while you are shooting a wedding. You never know when your equipment could start a fire or someone trips over your equipment. These are things you don't think about until it's too late. There are many professional photography organizations out there that offer very inexpensive insurance.
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